Sunday, April 10, 2011

Ultimate Social Guide Expands North American Reach, Enhances Offerings

Ultimate Social Guide Expands North American Reach, Enhances Offerings

Sneaky Sunday launches new Website platform, mobile app, couponing platform in more than 100 North American markets

Atlanta, GA (PRWEB) October 7, 2010

Sneaky Sunday, the underground website that encourages users to go out on school nights, launched an enhanced version of its interactive Website and a mobile app today. Introduced to 20 test markets in the fall of 2007 and expanded into more than 60 markets in the spring of 2008, the site now offers user-generated content for more than 100 cities throughout the U. S. and Canada, providing locals and visitors honest, unbiased recommendations on the premier bars, clubs, restaurants, music venues, hotels, shopping and leisure locations that guarantee fun any night of the week.

“Our goal with Sneaky Sunday was to build the go-to nightlife resource, one that revolutionizes the way people provide and share high-quality, uncensored social recommendations,” said Dean Roland, Sneaky Sunday chief strategy officer and co-founder and guitarist for multi-platinum rock band Collective Soul. “Our enhanced Website platform, localized offerings and mobile app help us achieve that goal.”

While most Websites of this kind focus on weekend activities, Sneaky Sunday highlights off-the-beaten-path nightspots on weekdays and Sundays where business professionals and travelers can live the Sneaky lifestyle. To meet the needs of their tech and social media savvy users, SneakySunday. com now offers user registration, enhanced user reviews and full social media integration, including Facebook Connect and city Facebook pages featuring local promotions. Localized Website enhancements include specials and events feeds, category listings for venues and Sneaky Picks, a local business couponing platform. Sneaky Sunday’s new mobile app for iPhone, Droid and BlackBerry allows users to find what’s going on around them while on the go with the touch of a button.

“Sneaky Sunday is more than a nightlife directory, it’s an exclusive, multi-generational brand,” added Paul Broft, CEO, Sneaky Sunday. “By incorporating categories of interest, public opinion, user voting, localized tools and a mobile app, we can now provide users with a more scientific approach to gathering dining, nightlife and entertainment venue suggestions, any day or night of the week.”.

Sneaky Sunday is the premier nightlife resource for more than 100 cities in the U. S. and Canada. What differentiates us from our peers? We offer design superiority, venues organized by categories of interest for each city, venues ranked within these categories of interest, user voting/rating to determine category rankings, superior page management for venues, social media integration and an intuitive mobile app. For additional information, visit SneakySunday. com.

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Pension Plan Anniversary Occasions Understanding Retirement Options

Pension Plan Anniversary Occasions Understanding Retirement Options

Bills. com offers primer on retirement funding.

San Mateo, CA (PRWEB) March 21, 2007

Happy birthday, retirement! This month marks the 84th anniversary of the first U. S. pension plan -- providing a great occasion for workers to understand their own retirement benefits, said Brad Stroh, co-founder and co-CEO of free online consumer portal Bills. com.

While pensions were developed in European countries early in the 19th century, they arrived in the United States in 1875. By 1997, about half of all workers had pension plans. Originally, employers offered pension plans to provide deferred income to employees after they retired. By the 1990s, more employers turned to 401(k) plans that encourage employees to contribute to their own retirement funds. Now, in many companies, pension plans are falling by the wayside.

"Whether you have a pension or not, a successful retirement plan begins with understanding your retirement benefits," Stroh said. "Look at every aspect of your anticipated retirement income, determine how much income you will need to retire, and arrange to fill any gaps so you can enjoy your golden years."

Stroh's suggestions include:

1. Understand the pension. Two types of pension plan exist. A defined contribution plan means the employer places an amount of money in a retirement account on the employee's behalf. With a defined benefit plan, the employer promises the employee will receive a certain amount of funds (benefit) upon retirement. Defined benefit plan funds are insured to a certain extent by the Pension Benefit Guaranty Corporation (PBGC), a federal agency to which employers pay premiums. In 2006, 43 percent of workers participated in a defined contribution plan, while 20 percent participated in a defined benefit plan. In recent years, the 412(i) pension plan has become a viable retirement savings vehicle for successful small-business owners.

2. Add the value of a 401(k) plan. Some organizations offer a defined contribution plan -- such as profit-sharing or other investment -- as well as a 401(k) plan. Employees contribute to the 401(k) plan, and employers may or may not match their contributions. Online calculators can help estimate the eventual value of your plan at the time you retire. Example: http://www. bygpub. com/finance/RetirementCalc. htm (http://www. bygpub. com/finance/RetirementCalc. htm)

3. Evaluate Social Security. While Stroh notes that younger employees tend to plan not to count on Social Security, they still should understand current planned Social Security benefits. Workers automatically receive a summary of their estimated annual Social Security benefits annually a few months before their birthday. "For most people, these benefits would not be enough to support their current lifestyle during retirement," Stroh said. "However, the Social Security summary is a great annual reminder to contribute to your own retirement investments."

4. Look into IRAs. An IRA (individual retirement account) allows workers to save for their own retirement, instead of or in addition to an employer retirement plan. People under age 50 can contribute up to $4,000 this year; those 50 and older can contribute up to $5,000. For 2008, those limits rise to $5,000 for those under 50 and $6,000 for those 50 and older. Depending on income, contributions can be made tax-free (with a traditional IRA) and taxed upon withdrawal, or made after taxes (Roth IRA) and withdrawn tax-free during retirement.

5. Calculate needs. A ballpark estimate is that retirees will need 70 percent to 80 percent of their peak annual salary for a comfortable retirement. Add up anticipated expenses: costs for home payments and maintenance; food, clothing, utilities, transportation and other necessities; hoped-for expenditures on luxuries like dining out and travel; and a realistic estimate of medical expenses. For a personalized blueprint, a financial planner can help craft a detailed plan for retirement and beyond.

"The numbers can seem like a headache, but nothing could be more painful than reaching retirement age and realizing your accounts fall short," Stroh said. "As the saying goes, 'Failing to plan is planning to fail' -- but luckily, the first pension plan founders made a plan -- and you can, too."

Based in San Mateo, Calif., Bills. com is a free one-stop online portal where consumers can educate themselves about complex personal finance issues and save money by choosing the best-value products and services. Since 2002, Bills. com and its partner company, Freedom Financial Network, have served more than 10,000 customers nationwide while managing more than $350 million in consumer debt. The company's co-founders and CEOs, Andrew Housser and Brad Stroh, were named Northern California finalists in Ernst & Young's 2006 Entrepreneur of the Year Awards.


Ladies Professional Golfer Masters Spanish While on Tour

Ladies Professional Golfer Masters Spanish While on Tour

With their hectic travel schedule, regular language lessons might seem out of the question for the professional golfers on the Ladies European Tour. A rookie on the 2006 tour is showing how this needs not be the case.

(PRWEB) April 21, 2006

Danielle Masters turned professional in June 2004, and is learning a great deal about the tour from her fellow professional golfers. But she’s also learning a lot of Spanish.

Danielle travels with her laptop and a headset – all she needs to access live, online language tuition, whether at home or abroad. The service is provided by Toniks Languages, a UK company with language tutors based around the world.

Danielle’s Spanish tutor is Nuria Cabellos, a member of the Institute of Linguists. She lives near Madrid and loves being able to teach students all over the world. Danielle and Nuria meet online in a virtual classroom provided by Toniks where they can speak to and see one another in real time, and interact in a variety of ways aimed at maximising the learning process.

Danielle arranges her lesson times with Nuria at the start of each week. While abroad, Danielle prefers to have lessons in the evenings after she has spent the day practising. She usually avoids lessons on competition days. Back home, Danielle’s preference is for classes in the mornings before she sets off to the gym.

Nuria prepares lessons tailored to Danielle’s requirements. She is currently focusing on teaching Danielle to communicate in restaurants, hotels, airports and, naturally, on the golf course. Danielle, as an English speaker, has a headstart on some Spanish golfing terms, such as “el backswing”!

The Spanish lessons are recorded, and this enables Danielle to revise on her own between lessons. She replays lessons on her laptop while travelling and in quiet periods, such as the time in between practising and heading off to a restaurant with her fellow players.

“I’m really enjoying my classes, and it’s wonderful having access to Nuria even though she’s in Madrid and I’m travelling around the world participating in tournaments.”

Anyone wanting a free demonstration should contact Toniks Languages by telephone: +44 (0) 207 193 8614 , email: info@toniks. com or visit their website at www. toniks. com.

Alternatively check out Danielle’s Spanish when you next see her!


Travel Brazil-Travel Hype Shows You How

Travel Brazil-Travel Hype Shows You How

Travel-hype. com invites you to discover our new online travel reservation system designed to save time and money. Now visitors to travel-hype. com can shop 24x7 for the best possible travel deals on hotel rooms, last-minute vacation packages, car rentals, cruises, airline tickets, and travel insurance.

Lansing, IL (PRWEB) January 8, 2005

Travelers can select from over 55,000 hotels and resorts worldwide including 12,000+ Hot Rate hotels, 28 car rental companies, all major cruise lines and hundreds of airlines to book travel services instantly and securely.

The travel-hype. com hotel booking engine offers the high quality of over 200 major hotel brands in nearly 10,000 diverse destinations worldwide at discounted rates and features full color hotel brochures and interactive mapping. To accommodate the needs of global customers the hotel booking engine is available in 12 languages and can book hotel rooms in over 160 currencies.

Vacation seekers can log on to travel-hype. com to peruse the latest “ Travel Deals” specials offering hotels, cruises and vacation packages with our specially negotiated rates. Price-conscious vacationers will appreciate our Last Minute Deals, which allows them to book weekend getaways that include air and hotel up to the day of departure. Our CustomTrip packages include the latest and hottest all-in-one vacations with up to 80% savings off of normal published rates. These specials are updated weekly and include deep discounts not found anywhere else on the Web.

Travel-hype. com provides online cruise availability and booking in real time, allowing comparison of several different cruise packages at once. Visitors can take 360-degree virtual tours of cruise ships, plan whole cruise vacations and book discounted cruises via telephone, web or e-mail.

Through broad choices, low prices and excellent customer service, travel-hype. com can take you to where you want to go.

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