Thursday, January 12, 2006

Layoff Causing Vacation Worries? Some Travel Insurance Carriers Have Improved Layoff Insurance Says Squaremouth

Layoff Causing Vacation Worries? Some Travel Insurance Carriers Have Improved Layoff Insurance Says Squaremouth

"Layoff insurance" is a hot new buzzword in this economy. But as Chris Harvey, CEO of Squaremouth, America's fastest growing comparison web site for travel insurance, pointed out in a recent open letter to customers, in the past sorting out exactly what travelers are entitled to claim has been confusing to say the least.

St Pete Beach, FL (PRWEB) May 13, 2009

Layoff insurance is a hot new buzzword in this economy. But as Chris Harvey, CEO of Squaremouth, America's fastest growing comparison web site for travel insurance (http://www. squaremouth. com), pointed out in a recent open letter to customers, in the past sorting out exactly what travelers are entitled to claim has been confusing to say the least.

"If travelers didn't know the ins and outs of layoff insurance," he warned, "they could wind up paying extra for coverage that was already included in standard policies."

Some trip cancellation insurance covers against job loss, but requires policy holders to work for several years, usually as a full-time employee, to qualify for a refund. And as illogical as it seems, 'Cancel For Work Reasons' coverage sold as an optional extra never used to cover layoffs (just items like sudden company merger announcements or natural disasters that had them rushing home to deal with work issues).

Since Squaremouth's article on layoff insurance was published this February, some of the leading travel insurers have made key improvements to their layoff insurance benefit to ensure there is a greater chance that the cost of a canceled trip can be recovered if travelers lose their job.

"Better layoff insurance (http://www. squaremouth. com/travel-insurance/information/travel-insurance-employment-layoff-benefit. html) is something Americans navigating the worst economic downturn since the Great Depression have been asking us for," said the CEO. "So we're very encouraged by how quickly insurers are responding with improvements to their products."

These insurance carriers have improved the benefits of this important aspect of travel insurance:

Travel Insured International:
As of March, Travel Insured International says it's become the first to add "one year job loss" as a feature in its optional "Cancel for Work Reasons" benefit. The standard trip cancellation benefit continues to cover job loss after three continuous years with the same employer.

Travelex:
As of March 27, Travelex announced "enhanced protection" against employment termination or layoff. The company now offers coverage for job loss after only one year of continuous employment, a benefit that applies to all policies with a departure date between March 1, 2009 and December 31, 2009. Prior to this announcement, Travelex covered job loss only after three continuous years of employment.

Travel Guard:
As of March 23, Travel Guard added a benefit for "involuntary termination or layoff" to its four core products (Basic, Silver, Gold and Platinum). These products now include trip cancellation coverage due to involuntary termination or layoff. The enhanced coverage requires only one year of continuous employment with the same employer, and doesn't impose any limitations on departure date. Previously, Travel Guard's Essential Basic, Essential Expanded Silver and Protect Assist Gold didn't offer a job loss benefit, while its Cruise Tour & Travel Platinum used to require five continuous years with the same employer.

MH Ross:
MH Ross recently updated their employer termination or layoff provisions to cover you after one consecutive year of employment, instead of three, if you lose your job through no fault of your own.

To compare "layoff insurance" policies and get updated information for all the major insurers, head to squaremouth. com. And remember to check the fine print of the policy for any conditions or exclusions that apply. Layoff insurance provides protection from financial loss for a cancelled vacation as a result of an unforeseen layoff or termination; if you resign, are fired with cause, or accept a buy out with benefits, you probably aren't covered.

To protect travelers for any eventuality, they may consider paying extra for a "cancel for any reason" benefit -- though they will typically pay about 40 percent more for this and get less than 100 percent of your trip cost back.

About Squaremouth
Squaremouth is America's fastest growing travel insurance comparison site, helping customers instantly quote, compare and buy policies from every major carrier. Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St Pete Beach, FL., with offices in Fort Wayne, IN. Visit Squaremouth. com or Squaremouth. co. uk.

About our Zero Complaint Guarantee
The cornerstone of our commitment to customers is Squaremouth's guarantee to remove any company from our website if there is a customer complaint that cannot be resolved to our satisfaction. Squaremouth offers the broadest selection of insurance with an emphasis on quality and follow-up care in companies featured. We also factor in independent evaluation from the insurance industry watchdog AM Best.

Squaremouth offers products from the following travel insurance carriers:
CSA, Elvia, Global Alert Admin, Global Rescue, Global Underwriters, HTH Worldwide, ITravelInsured, Medex, Medjet Assist, MH Ross, Multinational Underwriters (MNU), On Call International, Seven Corners, Travel Guard, Travel Insurance Services, Travel Insured, Travelers Liberty, Travelex, TravelSafe and USA Assist.

Available Topic Expert:
Chris Harvey
Toll-free (800) 240-0369
Direct (727) 490-5802
U. S. travel insurance - http://www. squaremouth. com (http://www. squaremouth. com)
U. K. travel insurance - http://www. squaremouth. co. uk (http://www. squaremouth. co. uk)
International Medical Insurance - http://www. squaremouth. com/international-medical-insurance (http://www. squaremouth. com/international-medical-insurance)

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Author Announces Publication of New Anthology

Author Announces Publication of New Anthology

Here is a riddle: What do Jack the Ripper, God, Satan, Jesus Christ, the death of the dinosaurs, the theory of evolution and, of course, Hippies, all have in common? Answer: Woman In Black tells you who all of these figures are, what impact they had on time, and what really became of them. In that way, Woman In Black, which is the signature story of this book, can be viewed as controversial, though most people will just find it to be an action filled, wild ride through space and time.

Ventura, CA (PRWEB) October 14, 2005

Here is a riddle: What do Jack the Ripper, God, Satan, Jesus Christ, the death of the dinosaurs, the theory of evolution and, of course, Hippies, all have in common? Answer: Woman In Black tells you who all of these figures are, what impact they had on time, and what really became of them. In that way, Woman In Black, which is the signature story of this book, can be viewed as controversial, though most people will just find it to be an action filled, wild ride through space and time.

Woman In Black is an highly eclectic collection of seventeen short stories and novellas written around three themes: Love, Heroism, and Adventure. The stories are written in a variety of genres even though several stories share the same theme.

The signature story, Woman in Black, is a complex, and controversial science fiction novella which follows the adventures of Debra, a beautiful and deadly young woman, who represents the “better half” of the Men In Black; those fabled men in dark suits whose appearances have been chronicled since the 1950’s when America’s fascination with UFO’s turned into a cultural phenomenon. Debra travels back in time to deal with a particularly pesky alien we all know historically by the name of Jack the Ripper. Who Jack really is and how she has to deal with him is the crux of the story.

Also in the anthology is the heroic and uplifting tale, Jennifer Rising, in which a dog saves a family from perishing in a disaster, as well as a one-act play about God. Given the variety of stories offered in this book, there is something for everyone, from every walk of life.

Far from being a dead art form, as some have contended, Darling believes that the short story is the ideal form of fiction considering the busy times we live in, since most stories in this format can be read and enjoyed in one sitting.

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